[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nasceskyraj.cz\/dokazete-se-o-sve-deti-postarat-nejen-po-financni-strance\/#Article","mainEntityOfPage":"https:\/\/www.nasceskyraj.cz\/dokazete-se-o-sve-deti-postarat-nejen-po-financni-strance\/","headline":"Dok\u00e1\u017eete se o sv\u00e9 d\u011bti postarat (nejen) po finan\u010dn\u00ed str\u00e1nce?","name":"Dok\u00e1\u017eete se o sv\u00e9 d\u011bti postarat (nejen) po finan\u010dn\u00ed str\u00e1nce?","description":"Rodi\u010de jsou r\u016fzn\u00ed, n\u011bkte\u0159\u00ed sv\u00e9 d\u011bti zatracuj\u00ed, ti druz\u00ed je zahrnuj\u00ed l\u00e1skou a p\u00e9\u010d\u00ed, v\u00a0ka\u017ed\u00e9m p\u0159\u00edpad\u011b bychom nem\u011bli nikoho odsuzovat, nebo\u0165 se ka\u017ed\u00fd z\u00a0n\u00e1s chov\u00e1...","datePublished":"2025-03-03","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.nasceskyraj.cz\/author\/#Person","name":"nasceskyraj.cz\n","url":"https:\/\/www.nasceskyraj.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nasceskyraj.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nasceskyraj.cz\/wp-content\/uploads\/img_a308902_w2266_t1519935778.jpg","url":"https:\/\/www.nasceskyraj.cz\/wp-content\/uploads\/img_a308902_w2266_t1519935778.jpg","height":0,"width":0},"url":"https:\/\/www.nasceskyraj.cz\/dokazete-se-o-sve-deti-postarat-nejen-po-financni-strance\/","about":["Finance"],"wordCount":490,"articleBody":"Rodi\u010de jsou r\u016fzn\u00ed, n\u011bkte\u0159\u00ed sv\u00e9 d\u011bti zatracuj\u00ed, ti druz\u00ed je zahrnuj\u00ed l\u00e1skou a p\u00e9\u010d\u00ed, v\u00a0ka\u017ed\u00e9m p\u0159\u00edpad\u011b bychom nem\u011bli nikoho odsuzovat, nebo\u0165 se ka\u017ed\u00fd z\u00a0n\u00e1s chov\u00e1 pr\u00e1v\u011b tak, jak nejl\u00e9pe dovede.Zodpov\u011bdn\u00ed rodi\u010de se zpravidla sna\u017e\u00ed uleh\u010dit sv\u00fdm d\u011btem vstup do \u017eivota t\u00edm, \u017ee jim spo\u0159\u00ed \u010d\u00e1st sv\u00fdch financ\u00ed. Z\u00e1le\u017e\u00ed pochopiteln\u011b na mo\u017enostech ka\u017ed\u00e9ho z\u00a0n\u00e1s, ne v\u017edy se v\u0161ak da\u0159\u00ed tak, jak bychom si p\u0159edstavovali, ostatn\u011b dne\u0161n\u00ed doba, kter\u00e1 se navenek m\u016f\u017ee tv\u00e1\u0159it p\u0159\u00e1telsky, je sp\u00ed\u0161 dobou dravc\u016f ve stylu \u201eurvat v\u011bt\u0161\u00ed kus pro sebe\u201c.\u00a0 Sobeck\u00fdm z\u00e1jm\u016fm toti\u017e soudob\u00e1 spole\u010dnost v\u00fdznamn\u011b nahr\u00e1v\u00e1.Nechme ale socioekonomick\u00e9 rozbory stranou a zam\u011b\u0159me se na mo\u017enosti, jak spo\u0159it sv\u00fdm d\u011btem.\tJak v\u00a0dne\u0161n\u00ed dob\u011b d\u011btem spo\u0159it?Mo\u017enost\u00ed je v\u00edce, ne v\u0161echny jsou v\u0161ak v\u00fdhodn\u00e9. M\u016f\u017eete spo\u0159it bu\u010f formou spo\u0159ic\u00edho, nebo b\u011b\u017en\u00e9ho \u00fa\u010dtu, stavebn\u00edho spo\u0159en\u00ed, investovat do n\u011bjak\u00e9ho pod\u00edlov\u00e9ho fondu. Anebo nakupovat nemovitosti, dluhopisy (rad\u011bji st\u00e1tn\u00ed a oblastn\u00ed, ne\u017e podnikov\u00e9), nebo cp\u00e1t pen\u00edze do zlata.Stavebn\u00ed spo\u0159en\u00ed a spo\u0159ic\u00ed i b\u011b\u017en\u00e9 \u00fa\u010dty, dokonce i term\u00ednovan\u00e9 vklady, p\u0159est\u00e1vaj\u00ed b\u00fdt atraktivn\u00ed. Zp\u016fsobil to zna\u010dn\u00fd pokles \u00farokov\u00fdch sazeb, kter\u00e9 nepokryj\u00ed ani inflaci. Vhodn\u011bj\u0161\u00edm \u0159e\u0161en\u00edm jsou pod\u00edlov\u00e9 fondy. Mohou to b\u00fdt kup\u0159\u00edkladu del\u0161\u00ed investi\u010dn\u00ed fondy, kde se m\u011bn\u00ed strategie financov\u00e1n\u00ed, zpo\u010d\u00e1tku b\u00fdv\u00e1 v\u00edce dynamick\u00e1, pozd\u011bji, to u\u017e v\u00a0dob\u011b, kter\u00e1 se bl\u00ed\u017e\u00ed dovr\u0161en\u00ed plnoletosti, se zm\u00edrn\u00ed v\u00a0konzervativn\u00ed postup, aby bylo investov\u00e1n\u00ed z\u00e1rove\u0148 v\u00edce bezpe\u010dn\u00e9. Investice do akciov\u00fdch fond\u016f se doporu\u010duj\u00ed pouze zku\u0161en\u00fdm investor\u016fm, proto\u017ee jsou v\u00edce rizikov\u00e9 a je t\u0159eba st\u00e1le sledovat v\u00fdvoj trhu.\tZ\u00e1le\u017e\u00ed na nastaven\u00ed a m\u00ed\u0159e rizika pod\u00edlov\u00fdch fond\u016fRozd\u00edl mezi investicemi do pod\u00edlov\u00fdch fond\u016f a nap\u0159\u00edklad penzijn\u00edm dopl\u0148kov\u00fdm spo\u0159en\u00edm mohou b\u00fdt pom\u011brn\u011b zna\u010dn\u00e9. Zat\u00edmco na pod\u00edlov\u00e9m fondu mohou investice garantovat zisk za osmn\u00e1ct let spo\u0159en\u00ed a\u017e do hodnoty 200 tis\u00edc korun, za stejn\u011b dlouh\u00e9 \u010dasov\u00e9 obdob\u00ed penzijn\u00edho dopl\u0148kov\u00e9ho spo\u0159en\u00ed nast\u0159\u00e1d\u00e1te jen zhruba 65 tis\u00edc korun.\u00a0 Rozd\u00edl je ov\u0161em ve struktu\u0159e pr\u00e1ce pod\u00edlov\u00fdch fond\u016f. Ty, kter\u00e9 jsou dynami\u010dt\u011bj\u0161\u00ed, maj\u00ed i vy\u0161\u0161\u00ed zhodnocen\u00ed kolem \u0161esti procent, ty konzervativn\u00ed naopak pouze zhruba 1,5 procenta. 4.7\/5 - (4 votes) Jak bude reklama vypadat? - Kup si reklamu pod t\u00edmto \u010dl\u00e1nkem jen za 50 K\u010d Zobrazit formul\u00e1\u0159 pro n\u00e1kup Odkaz: N\u00e1zev: Popisek: Follow Nofollow "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dok\u00e1\u017eete se o sv\u00e9 d\u011bti postarat (nejen) po finan\u010dn\u00ed str\u00e1nce?","item":"https:\/\/www.nasceskyraj.cz\/dokazete-se-o-sve-deti-postarat-nejen-po-financni-strance\/#breadcrumbitem"}]}]